While this story is based in Texas, it could very well be DC. Insurance companies use the same metrics nationally.
http://www.newswest9.com/story/22451118/with-more-car-accidents-could-insurance-rates-be-going-up
By Sylvia Gonzalez
NewsWest 9
PERMIAN BASIN – It seems every other day NewsWest 9 reports on a car accident, whether it’s fatal or not, there is no doubt car accidents have increased across the board. Have you wondered whether the increase of accidents in the Basin will impact you wallet?
NewsWest 9 spoke with an insurance agent who says, insurance companies take many things into consideration before increasing their rates, that includes what kind of car you drive, how old you are and where you live.
“State Farm has not looked at the City of Odessa or Midland and said ‘hey there’s way too many accidents there we are going to raise it.’ There has to be alot of leg work that needs to be done before an insurance company can increase their rates,” State Farm Insurance Agent, Filiberto Gonzales, said.
Gonzales says he too has seen an increase in car accidents, and although it’s unlikely for an increase to happen in the next few months, it’s a possibility that could happen in the near future.
Gonzales did add whether insurance rates go up or not, drivers should always do what they can to make sure they are driving safely.